The correct option is (d) Interaction of SGS eddies and resolved flow
For explanation: The cross-stress terms are caused by the combination of the filtered function (Φ) and the eddy function (Φ’). They are given by \(\rho\overline{\overline{u_i}u_j^{‘}} + \rho\overline{u_i^{‘}\overline{u_j}}\). So, we can say that they are caused by the interaction of SGS eddies and resolved flow.