Right answer is (b) 17
For explanation: Let U denote the set of all employed computer programmers and let J, C and P denote the set of programmers proficient in Java, C# and Python, respectively. So, |U| = 240, |J| = 102, |C| = 86, |P| = 126, |J ∩ C| = 41, |J ∩ P| = 37, |C ∩ P| = 23 and |J ∩ C ∩ P| = 10. The number of computer programmers that are not proficient in any of these three languages is said to be same as the cardinality of the complement of the set J ∪ C ∪ P. First, we have to calculate |J ∪ C ∪ P| = 102 + 86 + 126 – 41 – 37 – 23 + 10 = 223. Now calculate |(J ∪ C ∪ P)’ | = |U| – |J ∪ C ∪ P| = 240 – 223 = 17. 17 programmers are not proficient in any of the three languages.