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Is PPO more restrictive than HMO?

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Is PPO more restrictive than HMO?

The question is from a.s.a insurance subject

I had been asked this question in an online interview.

Other related questions to my question are:

Is PPO the most restrictive type of managed care?

Which is the most restrictive type of healthcare plan?

Are HMOs restrictive?

How does a PPO differ from an HMO?

1 Answer

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by (37.0k points)
The correct answer by me is: To begin with, premiums for an HMO are usually lower than for a PPO. But the provider network will be more restrictive, and you have to coordinate medical care through a primary care physician (PCP).Apr 24, 2019

The title of my answer is HMO vs. PPO: What's the Difference?

My answer's reference is TheStreet

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