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Are Liberty Mutual agents captive?

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Are Liberty Mutual agents captive?

Question is from helmsman insurance agency topic

The question was asked by my school teacher while I was bunking the class.

Other related questions to my question are:

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Correct answer is: Liberty Mutual sells commercial insurance only through independent agents and not directly to customers or through “captive” agents, who sell products from only one company. Independent agents live on the reputations they establish in their communities and with their insurance partners.Sep 28, 2014

The title of my answer can be 4 reasons to work with an independent insurance agent

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