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Why is Farmers Insurance so high?

My query is from farmers insurance el paso subject

I had been asked this question in homework.

Other related questions to my question are:

Is Farmers Insurance financially strong?

What insurance is better than farmers?

Is Farmers Insurance losing money?

Is Farmers Insurance a big company?

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Correct answer for this question is: Farmers is so expensive because of agent commissions and rising costs overall for insurance companies. At $1,073 per year, the average Farmers car insurance policy is a lot more expensive than the national average of $720 for a policy with minimum coverage.Aug 12, 2021

The title of my answer can be Why is Farmers so expensive?

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