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What is the difference between fire insurance and homeowners insurance?

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What is the difference between fire insurance and homeowners insurance?

Enquiry is from Insurance topic

The question was posed to me in an international level competition.

Other related questions to my question are:

What is fire and homeowner insurance?

Does homeowners insurance cover house fire?

What does a fire insurance policy cover?

Why should a homeowner buy homeowners insurance rather than fire insurance only?

1 Answer

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Correct answer for this question is: Fire insurance can refer to coverage for your home's structure in the event of a fire. More accurately, homeowners insurance is typically the type of insurance that can help pay to repair your home in the event of a fire. Fire insurance isn't a separate policy from your standard homeowners policy.

The title of my answer can be Does Homeowners Insurance Cover Fires?

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