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What is usually included in a basic homeowners insurance policy?

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What is usually included in a basic homeowners insurance policy?

My query is from Insurance

I got this question during an interview for a job.

Other related questions to my question are:

What is usually included in a basic homeowners insurance policy?

What information does an insurance policy include?

What is usually excluded from typical homeowners insurance?

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Correct answer for this question is: Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Three basic levels of coverage exist: actual cash value, replacement cost, and extended replacement cost/value.

The title of my answer is Homeowners Insurance Guide: A Beginner's Overview

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