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What do you mean by fire insurance explain its nature and scope?

The query is from Insurance subject

I had been asked this question in an online interview.

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Correct answer for this question is: Fire insurance is a type of coverage that protects the policyholder against the loss or damage caused by fire. The policy covers any sort of fire caused by natural disasters like earthquakes, floods, etc. as well as any damage caused by riots, terrorism, strikes, and other similar events.

The title of my answer is Fire Insurance: Types, Coverage, Exclusions & Claim Process

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