Correct answer for this question is: - Floods.
- Earthquakes, sinkholes and other "earth movements"
- Other natural disasters (depending on geographic location)
- Acts of war.
- Acts by the government (such as seizure or eminent domain)
- Nuclear accidents.
The title of my answer can be What Homeowners Insurance Doesn't Cover
The heading of my answer can be Events typically not covered by standard homeowners insurance include:
The reference of my answer is ValuePenguin