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What does an HO5 policy cover?

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What does an HO5 policy cover?

This is a very interesting question from Insurance subject matter

I had been asked this question in homework.

Other related questions to my question are:

What is an h5 policy?

What does HO5 cover that HO3 doesn t?

What is the difference between HO3 and HO5 home insurance?

Is an HO5 policy worth it?

1 Answer

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Correct answer is: With a premium H05 policy, all risks to the building structure and personal property are covered, but all personal property, or everything in your home—unless it falls under the list of perils that are specifically excluded.

The title of my answer can be With HO5 Insurance, You're in Charge

My answer's reference is Investopedia

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