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Which 3 perils are covered by a standard fire policy?

The above asked question is from Insurance subject matter

The question was asked at a job interview.

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Right answer is: Those policies are usually called "dwelling fire" coverage and include protection against fire, smoke, explosions and sometimes wind. Since dwelling fire coverage does not cover as many perils as standard homeowners insurance, it usually costs less than an HO-3 or HO-2 policy.4 days ago

The title of my answer can be What Does Fire Insurance Cover?

The reference of my answer is ValuePenguin

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