Question

Do you have to disclose depression to life insurance?

My enquiry is from Insurance topic

I have been asked this question in an international level competition.

Other related questions to my question are:

Do I have to tell life insurance about depression?

Will being diagnosed with depression affect insurance?

Does mental illness affect life insurance?

Does anxiety make life insurance go up?

Is depression curable or just treatable?

How many people does depression affect?

How can you help yourself or a friend cope with strong feelings think about coping strategies?

Answer 1

The correct answer by me is: Disclose your full medical history (This includes the diagnosis and all medication used to treat symptoms and conditions.) Simply put, if you don't disclose your mental health history (even moderate depression), it could impact whether your claim is paid if you pass away.

The title of my answer is How Depression and Anxiety Affect Life Insurance | Haven Life