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Is life insurance a contract of adhesion?

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Is life insurance a contract of adhesion?

This interesting question is from Insurance subject matter

This question was addressed to me in an internship interview.

Other related questions to my question are:-

What is the contract of adhesion in insurance?

What does a contract of adhesion mean?

Is insurance contract a contract of indemnity?

What type of contract is an insurance contract?

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The correct answer by me is: Insurance policies are contracts of adhesion and, as such, are construed strictly against the party writing them (i.e., the insurer).

The title of my answer can be Contract of Adhesion | Insurance Glossary Definition | IRMI.com

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