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Is it possible to find out if someone has a life insurance policy?

Enquiry is from Insurance subject matter

The question was asked in final exam.

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Right answer is: Once you fill out an online form on the policy locator tool, the NAIC will ask participating insurance companies to scour their records to see if they have a life insurance policy in the name of the deceased person you listed on the form. The companies will also look for policies that name you as a beneficiary.

The title of my answer can be How to Find Out If Someone Has Life Insurance

My answer's reference is RetireGuide

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