Correct answer is: In short, yes, you must buy PIP coverage in New Jersey, regardless of whether or not you have health insurance. Depending on your situation, there may be many benefits to a high PIP coverage amount and choosing PIP as the primary insurer, even if you have health insurance, such as: Compensation for Lost Wages.Jul 19, 2021
The title of my answer can be Do I Need PIP Coverage if I Have Health Insurance in NJ?