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What does employees as insureds mean?

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What does employees as insureds mean?

My question comes from doc auto insurance

This question was posed to me in examination.

Other related questions to my question are:

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Correct answer for this question is: Definition. Employees as Insureds Endorsement — this commercial auto endorsement (CA 99 33) may be used to extend nonowner liability coverage to cover the individual liability of employees while they are using their own autos in the employer's business.

The title of my answer is Employees as Insureds Endorsement

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