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What does hired and non-owned coverage?

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What does hired and non-owned coverage?

The above asked question is from doc auto insurance subject

I got this question in my homework.

Other related questions to my question are:

What does hired and non-owned coverage?

Is hired and non-owned auto coverage excess?

What does employees as insureds mean?

What is an example of a non-owned auto?

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Right answer is: Hired coverage means your business has coverage when you or employees drive a rented, leased or borrowed car for business. Non-owned auto applies to employees using their own cars for business. It provides extra coverage over the employee's personal auto coverage for bodily injury and property damage liability.

The title of my answer can be Hired and Non-Owned Auto Coverage | HNOA | The Hartford

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