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What does non-rated mean on insurance?

This is a very interesting question from aramex insurance subject

I had been asked this question during a job interview.

Other related questions to my question are:

What does non-rated mean on insurance?

What is non-rated driver on insurance?

What does rated mean on car insurance policy?

Why would someone be an excluded driver?

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The correct answer is: Non-rated drivers, no matter their driving history, won't affect your insurance rates, while rated drivers will. Although your in-laws are non-rated, they will have coverage under your Progressive policy. Their non-rated status simply means you don't have to worry about their influence on your premiums.Sep 15, 2021

The title of my answer can be What does it mean to be a non-rated driver with Progressive?

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