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What does it mean to be rated for car insurance?

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What does it mean to be rated for car insurance?

Asked question is from aramex insurance

I have been asked this question in final exam.

Other related questions to my question are:

What are insurance rating factors?

What is a rating tier?

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The correct answer is: There are several ways that car insurance companies classify household members. Rated and non-rated drivers are two of those. A rated driver is someone who drives the vehicle regularly and whose actions will affect your rates, while a non-rated driver typically won't affect your rates.

The title of my answer can be What is a rated driver? | Jerry

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