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What happens if my friend borrowed my car and gets in an accident?

Question is taken from espino insurance subject

This question was posed to me during an interview.

Other related questions to my question are:

Does my car insurance cover me in a borrowed car?

Are you covered if you borrow your friend's car?

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Right answer is: If a friend borrows your car and causes an accident, your insurance policy pays for any at-fault damages. A rule of thumb to remember in this situation is “car insurance follows the car, not the driver.” It's still a good idea to make sure whoever drives your car has their own insurance policy, though.Mar 24, 2021

The title of my answer is Borrowed Car in Accident: Whose Insurance Pays?

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