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What is the most basic home insurance coverage?

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What is the most basic home insurance coverage?

I need to ask this question from Insurance subject matter

I got this question in a national level competition.

Other related questions to my question are:

What are the 3 basic levels of coverage that exist for homeowners insurance?

What is usually included in a basic homeowners insurance policy?

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The correct answer by me is: HO–1. An HO-1 policy is the most basic of all the types of homeowners insurance policies. It only provides coverage for the structure of your home, attached structures like garages, and appliances and home features like carpeting.Feb 9, 2022

The title of my answer can be Types of Homeowners Insurance | Bankrate

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