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What three types of auto insurance coverage are the most important to have?

The question is from Insurance topic

I have been asked this question in semester exam.

Other related questions to my question are:

What three types of auto insurance coverage are the most important to have?

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What is the most important type of coverage?

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Right answer is: The three types of car insurance that are universally offered are liability, comprehensive, and collision insurance. Drivers can still purchase other types of auto insurance coverage, like personal injury protection and uninsured/underinsured motorist, but they are not available in every state.

The title of my answer is 6 Types of Car Insurance: What You Need in 2022

My answer's reference is WalletHub

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