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What are the two types of coverage provided by a homeowner insurance policy?

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What are the two types of coverage provided by a homeowner insurance policy?

I'd like to ask this question from Insurance subject

I had been asked this question in exam.

Other related questions to my question are:

What are the two types of coverage provided by a homeowner insurance policy?

What 2 perils are not covered under homeowners insurance?

What are the three main types of property insurance coverage?

Which coverage in a homeowners insurance policy provides coverage for the dwelling?

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The correct answer by me is: A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it.

The title of my answer is What Does Homeowners Insurance Cover? | Allstate

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