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What is the difference between HO3 and HO4?

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in Insurance by (82.5k points)
What is the difference between HO3 and HO4?

Enquiry is from Insurance topic

I got this question by my school principal while I was bunking the class.

Other related questions to my question are:

What is an HO4 homeowners policy?

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1 Answer

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by (393k points)
Right answer is: It's important to note that your personal property is still covered on a "named-peril" basis with an HO-3 policy. This is the most common type of policy. HO-4 — Simply speaking, this policy type describes a renters insurance policy.

The title of my answer is What's the difference between HO-2, HO-3, HO-4, HO-5 and

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