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What is the difference between named insured and driver?

Question is from Insurance topic

This question was posed to me in a national level competition.

Other related questions to my question are:-

What is the difference between named insured and driver?

What is the difference between main driver and named driver?

What does it mean when it says name of insured?

What does Named insured mean on car insurance?

What is the difference between additional insured and named insured?

Does adding a driver mean they are insured?

What does it mean to be listed as a driver?

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Right answer is: “Named insured refers to the person who opened the policy. Second named insured refers to a person on the policy who can make changes to the policy, including renewal and cancellation. Anyone listed as a driver is insured, but they cannot make changes to the policy.

The title of my answer is "What is the difference between someone being listed as a

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