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Which is the most important benefit of having insurance?

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Which is the most important benefit of having insurance?

The doubt is from Insurance

The question was posed to me in a national level competition.

Other related questions to my question are:

Which is the most important benefit of having insurance?

What is the most important insurance to have?

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The correct answer by me is: No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible.

The title of my answer is See How Health Insurance Coverage Protects You

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