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What happens if Im a named driver?

This key question is from Insurance topic

The question was posed to me in a national level competition.

Other related questions to my question are:-

Does being a named driver affect my no claims?

Is being a named driver illegal?

Do insurance companies check named drivers?

Can I be a named driver on two cars?

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The correct answer by me is: If you're a named insured driver, you will have liability protection to cover the other driver's expenses. If you are an additional driver on a policy and drive a car not listed on that policy, you will have no protection under the policy, regardless of whose car you're driving.Aug 12, 2020

The title of my answer can be What is a named insured driver? | Coverage.com

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