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Does homeowners insurance cover house fire?

Query is from Insurance topic

The question was posed to me during an interview.

Other related questions to my question are:

What does fire insurance cover on a home?

What is not covered in fire insurance?

What does a fire insurance policy cover?

What is the difference between fire insurance and homeowners insurance?

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Correct answer is: Yes, homeowners insurance covers your home and personal belongings if they're damaged by smoke or fire. But fires can result in a devastating loss and you may need to add supplemental coverage or raise your existing coverage limits to be fully protected.

The title of my answer is Does Homeowners Insurance Cover Fire? | Policygenius

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